What is Rent to Own?

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Perfect way of Home Ownership.

Rent to Own is a great way of owning your own home if you are unable to qualify for a traditional mortgage. With our program, you can choose any home you like and own it through Rent to Own. We will initially purchase the home for you and set it up as Rent to Own. A portion of your rent goes into the home as your savings to help you qualify for a mortgage by the end of the term.

Rent to own also known as lease to own

How it works

Step 1

Get Pre-Approved

The very first step in the process is to see if you qualify and get approved. Fill out our form to get started!

Step 1

Start with a 5% down payment

The down payment is calculated on the purchase price.
For homes over $500,000 you may need a higher down payment.

Step 2

Find your dream home

Choose any home that is for sale. We'll buy it and set it up as Rent-to-Own. You start by renting it and at the end of the term, owning it

Step 3

Fix your credit or other factors

It's your home - live how you want. You can make changes or renovate.
We'll guide you on how to fix your credit and qualify.

Step 4

You become the owner!

At the end of the term, we'll help you apply for a mortgage and the property will be transferred to you making you the owner!

Payment Estimator

Freedom of choice

Homes available all across the GTA & Ontario

Homes in GTA

Starting from $700k

Toronto, Vaughan, Mississauga, Pickering, Markham, Richmond Hill, Aurora, Brampton, Caledon, Milton, Oakville, Burlington, Ajax, Whitby, Oshawa, Newmarket, & more!

Homes outside GTA

Starting from $600k+

Choose homes slightly outside the GTA and save! Any surrounding areas including Hamilton, Keswick, Brantford, Cambridge, Kitchener, Waterloo, Bowmanville, Peterborough, Barrie & more!

Condos

Starting from $500k+

Want to stay in the city and don’t need a lot of space? Rent to Own a condo in Toronto or surrounding areas. Maintenance fee extra. Choose any new or newer condo.